A Health Risk Assessment (HRA) form allows a private insurer


 A Health Risk Assessment (HRA) form allows a private insurer in Saudi Arabia to assess an individual’s health and lifestyle. You have been tasked with drafting a memo to the CEO addressing how an HRA could help your insurance company.  Be sure to address the following components:

  • Frequency and purpose of an HRA;
  • Examples of questions asked on an HRA;
  • The impact of an HRA on risk and premium cost;
  • Negative implications of HRAs on those with chronic illness; and
  • Best practices involving HRAs.

Your memo should meet the following structural requirements:

  • The memo should be 5-6 pages in length, not including the cover sheet and reference page.
  • Formatted according to APA writing standards.
  • Provide support for your statements with in-text citations from a minimum of six scholarly articles.



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